Loan Application Form

1. Application Details

Please provide your main contact details and a simple summary of what you would like to do. Individual loan details are captured later under Loan Facilities.

Overall Application Purpose

2. Applicant Details

Choose the application type first. Simple borrowers can add one or more personal applicants. Complex investors can open the full company, trust, SMSF and guarantor structure.

Choose Your Applicant Type

Individual Applicant(s)

Add each person who is applying personally. These names will become choices in later sections.

Family / Household Grouping

Optional: link two applicants or guarantors as one family/household. This can then be used in the Expenses section and, where appropriate, in asset ownership and loan applicant/borrower fields.

3. Loan Requirements

Simple applications can still have more than one loan facility or loan split. Add another facility if you need separate loans, for example one home loan and one investment loan. Advanced mode is only needed for trusts, companies, SMSFs, guarantors or mixed structures.

4. Assets & Security

Assets are entered once, then linked to the correct loan facility if used as security.

5. Liabilities / Debts

Each debt can be linked back to the relevant asset and loan facility. For example, an existing home loan can be linked to the property it is secured against.

If a home loan, investment loan or other debt is being paid out, enter the payout BSB and account number so the discharge details are captured upfront.

6. Income

Income is linked to the party receiving it. Include PAYG, self-employed, rental income, trust distributions and other recurring income.

7. Living Expenses / Commitments

Use this section in two steps. First create each expense owner, such as Applicant 1, Applicant 2, Smith Family, Chen Family, or a separate guarantor. Then add expense rows below and select who each expense belongs to. This solves cases with 2 or 3 separate families, households, or individuals.

7A. Expense Owners / Household Groups

Add one row for each person, family or household whose living expenses need to be captured separately.

7B. Expense Details

For each category, select the relevant expense owner. Example: if there are two families, add Food/Groceries once for Family 1 and again for Family 2.

8. Document Checklist

Please list or identify documents that may be relevant. After this form is submitted, we will send you a secure upload link for documents.

9. Client Declarations

10. What Happens Next

After you submit this form, we will review the information and contact you if anything is unclear.

1. Complete and submit this application form.
2. We create a secure folder for your application.
3. A PDF copy of this form is saved into your case folder.
4. We email the primary contact and broker only with a secure upload link for ID, income documents, bank statements, loan statements and other supporting documents.
5. After documents are received, we review your situation and discuss suitable lender options with you.